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Finance & Credit


commercial account

  • How to apply for a Cat Financial Commercial Account:

    What is a Commercial Account?
    A Cat Commercial Account is a fast and convenient way to pay for parts, service, and machine rentals across the U.S. With your Commercial Account, you can purchase or rent anything offered at any Cat Dealer or Cat Rental Store (with the exception of new Cat construction equipment).

    Cat Financial Commercial Account customers enjoy a range of features and benefits, including:

    Maximum Cash Flow

    • No annual fee
    • Pay as little as 10% of your parts and service balance monthly (rental purchase balances are due in full)
    • Enjoy a best-in-class interest rate on parts and service balances

    Minimal Worries

    • Choose the monthly due date that is most convenient to your business
    • One-time credit approval process for accounts that remain in good standing
    • No collateral required
    • Quick turnaround on credit limit increases
    • One nationwide account

    Convenient Options

    • Create sub-accounts for each of your projects for easy bookkeeping
    • Access your accounts online 24/7
    • Access to special financing programs on new equipment

    For more information on Cat Finance and the Commercial Account, visit: finance.cat.com

  • Links:

    Want to learn more?
    Watch the Caterpillar video below, featuring Mike Rowe, to learn how you can purchase parts, service, and equipment through Cat Finance.